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How We Manage Our Finances

April 18, 2018 by Kelly Nash Leave a Comment

As Adam and I began looking for our first home a few weeks ago, the topic of finances was at the forefront of our conversations. Throughout this entire process, it’s made me appreciate how we manage our finances and how it’s helped us achieve our financial goals, like buying a condo in the city of Chicago. It has truly taken a lot of dedicated planning, discipline, and sacrificing.

Wallet, cup of coffee and a keyboard sit on a desktop.

The topic of money and finances is still very much taboo and I’m very aware and conscious about that in writing this post. Personal finances is just that…it’s personal. Despite that though, I do think it can be advantageous to talk about to a certain degree, without having to delve too far into specifics. I think you can learn from family and friends how they save and spend their money and see how it can be applicable to your own finances. I personally have appreciated getting tips from my father over the years. He instilled so much knowledge in me about managing money as I grew up that I’m now so conscientious of how I spend and save my money.

At the end of the day though, everyone is going to manage their finances in their own way. There really is no one-size-fits-all solution for it. It comes down to having discussions and working through trial and error to find a balance of what works best for you or your family. Adam and I have certainly found the balance that works best for us. I’m going to share with you the things that have worked for us as we’ve grown in our relationship and marriage to ensure we’re always on the same page with our finances.

Kelly & Adam hand in hand on Chicago's lakefront.

We’re Honest

From the beginning, Adam and I have been honest about our income, our debts, and our saving habits. I think that’s what made us more confident to trust each other in the first few months of our relationship. I never wanted there to be secrets between us, especially when it came to our finances. While we’ve never really had a direct view into each other’s spending habits (like say, credit card bill statements), we still do have a good idea of how we spend our money and what we spend it on. We trust each other in the fact that we know the other won’t spend more than we can afford.

We Plan & Have Financial Goals

As Adam and I began thinking about marriage a few years ago, we decided it would be best to open up a joint savings account. We figured this was a good way to pool our money and save for our dream wedding. We did this before we were even engaged, which some financial experts would probably frown upon. However, because we had been so honest with each other, we knew we could trust each other with our money even if our relationship went south (but phew, we made it!). After getting married last year, we decided to then look at our joint savings as a down payment fund for our first home. We had a conversation of how much we wanted to save each month and have been able to keep each other accountable.

In being honest about our finances when we first start dating, I had told Adam that I had quite a lot of student debt I needed to pay off. We had a conversation about it and talked about whether it was best for me to pay off just the monthly payment and still contribute to our savings or make additional contributions to get my student loan balance to zero faster. Because I had a financial goal to be debt free, we decided on the latter. During that time, I stopped contributing to our savings and focused on paying off my student debt. In doing so, I was able to pay off my debt six years early.

Adam and I have always made it a point to have emergency savings in our own personal savings accounts too. You can never predict when you’ll need to fork over a lump sum of money (whether it’s with your taxes or a car or house repair), so we’ve tried to be prepare ourselves for that. In now owning a condo, that emergency fund is critical as being a homeowner will bring about a number of financial uncertainties.

We do have some fun financial goals too! Adam and I love to travel (don’t forget to check out our New Zealand itinerary and Bahamas recap), but we have to save to go to the places we want to visit. Typically, we’ll research the city or country we want to visit first and estimate how much it will cost us with airfare, accommodation, meals and entertainment. From there, we’re able to determine if we can afford it or if we’ll have to wait another year or so. Traveling and seeing new places is definitely more important to us than material items though, so we’ve made saving a priority so we really can travel more.

We Agree on Accounts & Credit Cards

When we got married last year, nothing about our finances really changed. What we had established was already working for us, so we decided to continue how we always had been. We kept our joint savings account, but all of our other accounts and credit cards are still separate. I personally have liked that Adam can’t see every little thing I spend my money on and vice versa – keeps a little mystery, you know what I mean!?

If you’re able to afford a yearly fee, we recommend checking out credit cards like the Chase Sapphire card where you pay a yearly fee for the opportunity to earn points on things such as airfare and accommodations. This has allowed us to pay for our airfare to many of our travel destinations, which has significantly cut down on our overall travel costs. If you’re going to use credit cards, you might as well be smart about it and take advantage of the benefits!

One other smart thing we do with our credit cards each month is pay down the balance. We want those babies at zero, no matter how high they get. We ensure we don’t spend more than we can afford. Yes, credit card can have very high limits, but we have pretty much set our own limits on how far we want our credit card bills to go. If and when we hit limit, we really try not to spend anymore on them that month. This leaves us credit card debt free, which does wonders for our credit scores and overall financial picture.

We Keep Track 

Speaking of credit, we monitor our credit scores annually using annualcreditreport.com and then monthly on creditsesame.com. It has almost become an entertaining competition between us on who can get the highest credit score. Having some fun with your finances makes it a little less serious, but also helps give you that extra push to reach your financial goals.

In monitoring our credit, we also monitor our income and savings each month. I created a Google document for us years ago where we input our income, as well as how much we put into our joint savings in every given month. Having over a year’s worth of this information allowed us to confidently make a decision on how much we could afford for our first condo. It’s also just been an overall great thing for us to keep track of so we can stay mindful of how much we’re saving.

We also track our spending habits with Mint, which is a great tool to help you stay accountable and discover how you are spending your money. I’ve been using it for years and it’s been so helpful to be able to connect it with my accounts and set budgets and goals for myself.

We Invest

Being still fairly young in age and in our careers, Adam and I have the opportunity to be a bit more risky with our finances. Because of this, we’ve chosen to invest in various ways (more towards stocks than bonds at this point) to save for the future. Salesforce offers 401K match and an employee stock purchase program for its employees, both of which I take full advantage of.

If your company offers anything similar, definitely look into it and take advantage! I didn’t look into our employee stock program right away because I didn’t understand it. In speaking with coworkers and doing more research, I realized how much I was missing! Especially starting out in your career, finances can be intimidating and confusing. I encourage you though to ask questions, reach out to professionals, and figure out how you can take advantage of investments! If your company doesn’t offer benefits like Salesforce, look into other ways to invest. There are so many options out there from Roth IRAs to mutual funds.

We Seek Out Professionals

I always have done my own taxes (or my dad has…), but this year, Adam and I decided it was best to reach out to an accountant. With having stock options or a Roth IRA for example, your taxes can be a bit more confusing to complete on your own and it’s best to get the help of a professional. It’s an added cost, but you can be confident in knowing they are filing it correctly. They’ll also be able to find more workarounds than you would likely be able to on your own. I wasn’t keen on spending the extra money, but it was nice to just hand over my paperwork and not have to worry about anything.

Adam and I have also taken advantage of meeting with financial advisors over the last year. Because I didn’t fully understand my 401K portfolio, I had a financial advisor review and help me make qualified decisions. We also consulted that same financial advisor as we began the home buying process. We wanted to get a professional opinion about buying to weigh the pros and cons. She was able to provide us with a loan amortization document so we could track exactly the principle and interest we’d be paying on a home over the course of the loan. Just getting that was invaluable and it ultimately helped us to decide that buying in the city was a good decision for us financially. If your portfolio is extensive and you’re looking for professional guidance, I personally think it’s beneficial to speak with a financial advisor.

We Donate

I like to think I have a big heart and caring for causes and charities has always been a passion of mine. Not only do I donate my time each week to volunteer (I’ll talk about this in a future post), I also enjoy donating my money. Giving money for institutions and charities such as Misericordia, PAWS Chicago, Susan G Komen for the Cure, and Alzheimer’s Association have been near and dear to my heart so I try to donate to them every chance I can. It’s been amazing too because as we’ve gotten older, more and more of Adam’s and my friends have also been finding charities that they are passionate about. They will donate their time to be on the boards, they will run marathons, or they will hold events for those causes, which has been so admirable to witness. I have also loved donating to their causes to show my support. Even better? Donating to charities is tax deductible!

Kelly and Adam stand looking at each other near the Lincoln Park Zoo in Chicago, IL

Adam and I have really been able to establish a financial rhythm that works best for us. Do you have any tips or advice on how you manage your finances? Leave them in the comments! If you have any questions, please feel free to shoot me a note at kelly@thelipstickandink.com.Pink lipstick stain

Kelly, Founder of Lipstick & Ink
Kelly Nash

Kelly Nash is a Chicago-based writer, speaker, career advisor, and founder of Lipstick & Ink®. In addition, she works full-time in technology as a Success Manager at Salesforce and has over 10 years of digital marketing experience. Kelly has been featured in Thrive Global, International Association of Women, General Assembly, Salesforce, SheFactor, and Six Degrees Society. She is also in the process of writing her first book.

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Filed Under: life, finances Tagged With: finances, life, life changes

About Kelly Nash

Kelly Nash is a Chicago-based writer, speaker, career advisor, and founder of Lipstick & Ink®. In addition, she works full-time in technology as a Success Manager at Salesforce and has over 10 years of digital marketing experience. Kelly has been featured in Thrive Global, International Association of Women, General Assembly, Salesforce, SheFactor, and Six Degrees Society. She is also in the process of writing her first book.

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𝙒𝙝𝙖𝙩 𝙙𝙤𝙚𝙨 𝙇𝙞𝙥𝙨 𝙒𝙝𝙖𝙩 𝙙𝙤𝙚𝙨 𝙇𝙞𝙥𝙨𝙩𝙞𝙘𝙠 & 𝙄𝙣𝙠 𝙚𝙫𝙚𝙣 𝙢𝙚𝙖𝙣? When I started L&I three years ago, I wanted to be intentional about the branding and what it stood for. After careful thought, L&I was born along with a clear, intentional message and call to action for all women who interact with the brand: 𝘖𝘸𝘯 𝘠𝘰𝘶𝘳 𝘗𝘰𝘸𝘦𝘳 & 𝘔𝘢𝘬𝘦 𝘠𝘰𝘶𝘳 𝘔𝘢𝘳𝘬.
⠀
ʟɪᴘꜱᴛɪᴄᴋ - 𝗢𝘄𝗻 𝗬𝗼𝘂𝗿 𝗣𝗼𝘄𝗲𝗿 💄⠀
There is power in wearing lipstick. A woman wearing lipstick embodies self-confidence and empowerment. She’s the woman who looks at herself in the mirror and thinks, I am powerful. She’s the woman who stands out in a crowd. She’s the woman who knows she can do anything she sets her mind to. With just a few swipes of her favorite color, she feels invigorated and ready to own her power and take on the world.
⠀
ɪɴᴋ - 𝗠𝗮𝗸𝗲 𝗬𝗼𝘂𝗿 𝗠𝗮𝗿𝗸 🖊⠀
There is power in a woman’s words and how she puts them to action. Thinking about what she wants out of life and putting it pen to paper creates vision and clarity. By writing in ink, she commits to making what she wants a reality. For a woman in pursuit of her goals and dreams is determined to make her mark.
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𝗟𝗶𝗽𝘀𝘁𝗶𝗰𝗸 & 𝗜𝗻𝗸 𝗶𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘄𝗼𝗺𝗮𝗻 𝘄𝗵𝗼 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝘀𝗵𝗼𝘄 𝘂𝗽 𝗮𝘀 𝗵𝗲𝗿 𝗮𝘂𝘁𝗵𝗲𝗻𝘁𝗶𝗰 𝘀𝗲𝗹𝗳. 𝘐𝘵’𝘴 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘸𝘰𝘮𝘢𝘯 𝘸𝘩𝘰 𝘢𝘪𝘮𝘴 𝘵𝘰 𝘢𝘥𝘷𝘰𝘤𝘢𝘵𝘦 𝘧𝘰𝘳 𝘩𝘦𝘳𝘴𝘦𝘭𝘧 𝘢𝘯𝘥 𝘸𝘩𝘢𝘵 𝘴𝘩𝘦 𝘥𝘦𝘴𝘦𝘳𝘷𝘦𝘴. 𝗜𝘁’𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘄𝗼𝗺𝗮𝗻 𝘄𝗵𝗼 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝗯𝗿𝗲𝗮𝗸 𝗰𝗮𝗿𝗲𝗲𝗿 𝘀𝘁𝗲𝗿𝗲𝗼𝘁𝘆𝗽𝗲𝘀 𝗮𝗻𝗱 𝗴𝗹𝗮𝘀𝘀 𝗰𝗲𝗶𝗹𝗶𝗻𝗴𝘀. 𝘐𝘵’𝘴 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘸𝘰𝘮𝘢𝘯 𝘸𝘩𝘰 𝘴𝘵𝘳𝘪𝘷𝘦𝘴 𝘵𝘰 𝘮𝘢𝘬𝘦 𝘢𝘯 𝘪𝘮𝘱𝘢𝘤𝘵. 𝗜𝘁’𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝘄𝗼𝗺𝗮𝗻 𝘄𝗵𝗼 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝗮𝗰𝗵𝗶𝗲𝘃𝗲 𝗴𝗿𝗲𝗮𝘁𝗻𝗲𝘀𝘀 𝗶𝗻 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝘁𝗵𝗮𝘁 𝘀𝗵𝗲 𝗱𝗼𝗲𝘀💋
"𝙄 𝙙𝙤𝙣𝙩 𝙬𝙖𝙣𝙩 𝙥𝙚𝙤𝙥𝙡𝙚 𝙩𝙤 𝙩𝙝𝙞𝙣𝙠 𝙄'𝙢 𝙗𝙧𝙖𝙜𝙜𝙞𝙣𝙜." "𝙈𝙮 𝙬𝙤𝙧𝙠 𝙨𝙥𝙚𝙖𝙠𝙨 𝙛𝙤𝙧 𝙞𝙩𝙨𝙚𝙡𝙛." "𝙎𝙚𝙡𝙛-𝙥𝙧𝙤𝙢𝙤𝙩𝙞𝙤𝙣 𝙞𝙨 𝙨𝙤 𝙪𝙣𝙘𝙤𝙢𝙛𝙤𝙧𝙩𝙖𝙗𝙡𝙚." "𝙄 𝙙𝙤𝙣'𝙩 𝙬𝙖𝙣𝙩 𝙩𝙤 𝙧𝙪𝙗 𝙥𝙚𝙤𝙥𝙡𝙚 𝙩𝙝𝙚 𝙬𝙧𝙤𝙣𝙜 𝙬𝙖𝙮."
⠀⠀
These are some of the reasons women hold back in promoting themselves in the workplace. 𝗜 𝘂𝘀𝗲𝗱 𝘁𝗼 𝗯𝗲 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗼𝘀𝗲 𝘄𝗼𝗺𝗲𝗻. Going from a small company to Salesforce seven years ago changed that all for me though. I was a small fish in a VERY big pond (and that's when we were under 20,000 employees - now we've surpassed over 50,000!).
⠀
I quickly realized that 𝘪𝘧 𝘐 𝘸𝘢𝘯𝘵𝘦𝘥 𝘵𝘰 𝘨𝘦𝘵 𝘷𝘪𝘴𝘪𝘣𝘪𝘭𝘪𝘵𝘺, 𝘭𝘢𝘯𝘥 𝘢 𝘱𝘳𝘰𝘮𝘰𝘵𝘪𝘰𝘯, 𝘢𝘯𝘥 𝘨𝘳𝘰𝘸 𝘮𝘺 𝘭𝘦𝘢𝘥𝘦𝘳𝘴𝘩𝘪𝘱 𝘴𝘬𝘪𝘭𝘭𝘴, 𝘐 𝘩𝘢𝘥 𝘵𝘰 𝘱𝘶𝘵 𝘮𝘺𝘴𝘦𝘭𝘧 𝘰𝘶𝘵 𝘵𝘩𝘦𝘳𝘦. I had to share my wins. I had to manage up to manager and send the positive feedback I received from my clients and other employees. I had to showcase the value I brought to my clients, to my team, and to the company. 𝙄 𝙝𝙖𝙙 𝙩𝙤 𝙘𝙝𝙖𝙣𝙜𝙚 𝙢𝙮 𝙩𝙝𝙞𝙣𝙠𝙞𝙣𝙜 𝙖𝙗𝙤𝙪𝙩 𝙨𝙚𝙡𝙛-𝙥𝙧𝙤𝙢𝙤𝙩𝙞𝙤𝙣.
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Here's the tea, friends. 𝗦𝗲𝗹𝗳-𝗽𝗿𝗼𝗺𝗼𝘁𝗶𝗼𝗻 𝗶𝘀 𝗡𝗢𝗧 𝗯𝗿𝗮𝗴𝗴𝗶𝗻𝗴. It's showcasing your 𝘃𝗮𝗹𝘂𝗲. It's delivering facts. It's sharing your learnings so you can help others. 𝑰𝒕'𝒔 𝒃𝒆𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒃𝒆𝒔𝒕 𝒂𝒅𝒗𝒐𝒄𝒂𝒕𝒆. In today’s corporate world, going to work, doing your job and hoping you get the recognition you deserve isn’t going to cut it anymore. If you want to advance in your career, get promoted and nab raises, you need to speak up and share your wins.
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If you're not promoting yourself, ask yourself why. 𝙒𝙝𝙖𝙩'𝙨 𝙝𝙤𝙡𝙙𝙞𝙣𝙜 𝙮𝙤𝙪 𝙗𝙖𝙘𝙠?💋
Do you 𝐛𝐫𝐞𝐚𝐤 𝐭𝐡𝐞 𝐫𝐮𝐥𝐞𝐬? I recently joined a webinar by @insideoutincubator about the 𝟭𝟬 "𝗿𝘂𝗹𝗲𝘀" 𝘄𝗼𝗺𝗲𝗻 𝗳𝗼𝗹𝗹𝗼𝘄 𝗶𝗻 𝘁𝗵𝗲𝗶𝗿 𝗰𝗮𝗿𝗲𝗲𝗿𝘀 𝘁𝗵𝗮𝘁 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗰𝗮𝗻 𝗯𝗲 𝘁𝗿𝗮𝗽𝘀 & 𝗵𝗼𝗹𝗱 𝘁𝗵𝗲𝗺 𝗯𝗮𝗰𝗸 𝗳𝗿𝗼𝗺 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹𝗹𝘆:
⠀
☞ Rule 1: 𝐒𝐨𝐦𝐞𝐨𝐧𝐞 𝐄𝐥𝐬𝐞 𝐇𝐚𝐬 𝐭𝐡𝐞 𝐀𝐧𝐬𝐰𝐞𝐫 - You doubt what you know & assume others know more than you.⠀
☞ Rule 2: 𝐋𝐞𝐭 𝐌𝐲 𝐖𝐨𝐫𝐤 𝐒𝐩𝐞𝐚𝐤 𝐟𝐨𝐫 𝐈𝐭𝐬𝐞𝐥𝐟 - You think you don't deserve to be in the spotlight or don't want others to think you're bragging.⠀
☞ Rule 3: 𝐈'𝐥𝐥 𝐃𝐨 𝐗 𝐀𝐟𝐭𝐞𝐫 𝐈 𝐇𝐚𝐯𝐞 𝐌𝐨𝐫𝐞 𝐂𝐫𝐞𝐝𝐢𝐛𝐢𝐥𝐢𝐭𝐲 - You fear being "found out" or don't contribute until you feel you have ALL the answers.⠀
☞ Rule 4: 𝐈 𝐇𝐚𝐯𝐞 𝐭𝐨 𝐏𝐫𝐨𝐯𝐞 𝐈 𝐄𝐚𝐫𝐧𝐞𝐝 𝐈𝐭 - Even after you've been hired or promoted, you feel you have to go above and beyond, saying yes to everything, afraid to say no.⠀
☞ Rule 5: 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐑𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬 𝐀𝐫𝐞 𝐒𝐞𝐥𝐟𝐢𝐬𝐡 - Reaching out to specific people (i.e. leaders) will make you seem self-serving so you connect only with people you feel safe with.⠀
☞ Rule 6: 𝐌𝐲 𝐓𝐨-𝐃𝐨 𝐋𝐢𝐬𝐭 𝐃𝐢𝐜𝐭𝐚𝐭𝐞𝐬 𝐌𝐲 𝐃𝐚𝐲 - You get stuck in reactive mode and don't give yourself time to work on more of the forward-looking strategic projects.⠀
☞ Rule 7: 𝐎𝐩𝐭𝐢𝐦𝐢𝐳𝐞 𝐟𝐨𝐫 𝐄𝐯𝐞𝐫𝐲𝐨𝐧𝐞'𝐬 𝐇𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬 - You don't want to rub anyone the wrong way and constantly worry about other's feelings.⠀
☞ Rule 8: 𝐀𝐦𝐛𝐢𝐭𝐢𝐨𝐧 𝐢𝐬 𝐔𝐠𝐥𝐲 - You make yourself small and defer to others to dictate your path.⠀
☞ Rule 9: 𝐂𝐡𝐞𝐜𝐤 𝐌𝐲 𝐄𝐦𝐨𝐭𝐢𝐨𝐧𝐬 𝐚𝐭 𝐭𝐡𝐞 𝐃𝐨𝐨𝐫 - You believe you have to be productive 100% of the time and beat yourself up when you're not feeling your best.⠀
☞ Rule 10: 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐢𝐬 𝐌𝐲 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲 - You take on everything and think you have to solve everyone's problems & say sorry way too often.
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Which resonate with you? Some of these I've overcome the last few years, but it’s a kick in the butt reminder that there are a few (3, 4, 6, 10) I still struggle with & want to break! Which do you want to break?💋
[𝙽𝙴𝚆 𝙱𝙻𝙾𝙶 𝙿𝙾𝚂𝚃] 𝘗𝘦𝘳𝘴𝘰𝘯𝘢𝘭 𝘣𝘳𝘢𝘯𝘥. While certainly an overused term, it’s definitely not overrated. Personal branding is more important than ever as it helps you to 𝙗𝙪𝙞𝙡𝙙 𝙖 𝙧𝙚𝙥𝙪𝙩𝙖𝙩𝙞𝙤𝙣 𝙛𝙤𝙧 𝙬𝙝𝙖𝙩 𝙮𝙤𝙪 𝙬𝙖𝙣𝙩 𝙩𝙤 𝙗𝙚 𝙠𝙣𝙤𝙬𝙣 𝙛𝙤𝙧, 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩𝙞𝙖𝙩𝙚 𝙮𝙤𝙪𝙧𝙨𝙚𝙡𝙛 𝙛𝙧𝙤𝙢 𝙤𝙩𝙝𝙚𝙧𝙨, 𝙞𝙣𝙘𝙧𝙚𝙖𝙨𝙚 𝙮𝙤𝙪𝙧 𝙫𝙖𝙡𝙪𝙚 𝙖𝙣𝙙 𝙞𝙣𝙛𝙡𝙪𝙚𝙣𝙘𝙚, 𝙖𝙣𝙙 𝙪𝙡𝙩𝙞𝙢𝙖𝙩𝙚𝙡𝙮, 𝙖𝙙𝙫𝙖𝙣𝙘𝙚 𝙮𝙤𝙪𝙧 𝙘𝙖𝙧𝙚𝙚𝙧. Regardless if you work in the corporate world or consider yourself an entrepreneur (or both!), knowing and cultivating your personal brand is essential.
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Because here’s the thing – you already have a personal brand, whether you realize it or not. 𝗬𝗢𝗨 𝗮𝗿𝗲 𝗮 𝗯𝗿𝗮𝗻𝗱. However, understanding the power of your brand can be difficult and requires self-awareness, intention, and action.
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If you’re unsure or curious about how to get started with building and boosting your brand, I've developed a 5 step formula to do just that! You can read more about these 5 steps and your best path forward in L&I's newest blog post, found via the link in my bio!💋
3 years ago today, I pressed “Publish” on Lips 3 years ago today, I pressed “Publish” on Lipstick & Ink. Even though it was only a blog at the time, I was terrified to put myself out there. I worried about what people would think about me, wondered if my site was good enough, and questioned if what I was writing would even resonate or help others.
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At the same time, it was exhilarating and freeing. I was finally writing again, something that had been a passion of mine since I was a kid. I was in my purpose, sharing my knowledge of how I had grown my career and guiding women on how they could do the same. And most of all, I was pushing myself out of my comfort zone, facing fears I had avoided for years.
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Since February 22, 2018, I have grown more than I thought possible. From my blog to expanding to events to speaking to advising clients to writing my first book, I continue to find ways to grow L&I and make an impact. And I can feel in my bones this is only the beginning.

Through these last 3 years, if I could share one piece of advice as to what I’ve learned , it’s this: OWN YOUR POWER. Own the power of yours that’s generated from within, not outside of yourself. Your authentic power. Don’t give your power away. Don’t allow the thoughts of others to get in your way. Don’t compare yourself to others and wonder how you will measure up. Don’t hold back on what you want to do because you are concerned about how others are going to feel about it.
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There is always a choice to make in terms of whether you decide to own your power or give it away. And these days, I choose my power. I choose me. My hope is that you too honor who you are and choose yourself. Because when you choose yourself, you set yourself free💋
We live in a world of 𝘪𝘯𝘴𝘵𝘢𝘯𝘵 We live in a world of 𝘪𝘯𝘴𝘵𝘢𝘯𝘵 𝘨𝘳𝘢𝘵𝘪𝘧𝘪𝘤𝘢𝘵𝘪𝘰𝘯 - and let's be honest, we have gotten reaaal accustomed to it. So much so, that we may be easily disappointed when something doesn't immediately go our way - including when it comes to our careers. Whether it's seeking a promotion or landing a job at your dream company, we need to remember that it may take longer than we like or anticipate.
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Most of the time, 𝒕𝒉𝒆 𝒄𝒉𝒂𝒏𝒈𝒆𝒔 𝒐𝒓 𝒓𝒆𝒘𝒂𝒓𝒅𝒔 𝒘𝒆 𝒘𝒂𝒏𝒕 𝒊𝒏 𝒐𝒖𝒓 𝒄𝒂𝒓𝒆𝒆𝒓 𝒅𝒐𝒏'𝒕 𝒉𝒂𝒑𝒑𝒆𝒏 𝒊𝒏𝒔𝒕𝒂𝒏𝒕𝒂𝒏𝒆𝒐𝒖𝒔𝒍𝒚. This is why it's critical to ᴘʟᴀɴᴛ ᴛʜᴇ ꜱᴇᴇᴅ early on to begin preparing to reach your next career goal. For example:⠀
🌱 𝗦𝗲𝗲𝗸𝗶𝗻𝗴 𝗮 𝗣𝗿𝗼𝗺𝗼𝘁𝗶𝗼𝗻: Start making an effort to connect with your manager periodically to discuss your career growth. Voice that you are aiming for a promotion. Show to him/her that you take your professional development seriously by discussing your goals and ways you can start taking on additional responsibilities. Try and start taking on the work of the role above yours. Keep a track record of your accomplishments and feedback (L&I has a free template FYI under Resources in my bio!).⠀
🌱 𝗟𝗮𝗻𝗱𝗶𝗻𝗴 𝗮 𝗝𝗼𝗯 𝗮𝘁 𝗬𝗼𝘂𝗿 𝗗𝗿𝗲𝗮𝗺 𝗖𝗼𝗺𝗽𝗮𝗻𝘆: Research the company and learn about their mission, corporate values, and their offerings. Take their available certifications if available to put on your resume. Reach out and build relationships over time with people that currently work there to understand the culture and to let them know you are interested in working for their company. Get your resume, cover letter and LinkedIn profile professionally reviewed. Tailor your resume and yes, even your cover letter for the job you ultimately apply for.
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Both of these scenarios 𝙩𝙖𝙠𝙚 𝙩𝙞𝙢𝙚. But don't let that discourage you. What's something you're looking to accomplish in your career in the next 6 months? Don't delay - it's never too early to start preparing. Plant the seed now and watch yourself grow these next few months. Soon enough, after some hard work and patience, those 𝐛𝐥𝐨𝐨𝐦𝐢𝐧𝐠 𝐫𝐞𝐰𝐚𝐫𝐝𝐬 will come🌷💋
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